This account is available to customers between the ages of 18 and 25 or to customers between ages 16 and 17 with a parent or guardian co-owner.
Minimum balance to open the account - You must deposit $10.00 to open this account.
ATM fees - The first ten ATM withdrawal fees per statement cycle charged at the time of the withdrawal transaction at a non-proprietary ATM will be rebated to the account at the end of each statement cycle. Rebates of ATM withdrawal fees will continue until the end of the statement cycle in which the account owner reaches age 25 after which time, the account will convert to a standard WB Free checking account or an account with equivalent features at the time of conversion. ATM Surcharge Rebates will be reported on a 1099-MISC in conformance with IRS regulations.
Additional Terms - This account requires statement presentation in electronic format (e-statement) available through our online banking site. You must apply for e-statements and successfully demonstrate your ability to receive e-statements within 60 days from account opening or the account will convert to a WB Free Checking account. The ATM fee privileges applicable to the WB 16-25 account will not apply to the WB Free Checking account. All other account terms are the same for the WB Free checking account. Also, if you request paper statements in the future, the account will convert to a WB Free checking account or an account with comparable features if the WB Free account is no longer available.
Refer to the current Fee Schedule for other charges that may affect your account.