Commercial Lending

Lending to help our region's businesses grow.


While many other banks have recently cut back on lending, Westfield Bank is committed to helping your business grow and prosper. We continue to invest in Connecticut communities and our region’s economy with millions to lend to businesses like yours.


Your trusted advisor—with significant lending capability.


As a business bank since 1853, Westfield Bank has supported family-owned and privately held businesses with advice, financial expertise, access to capital, and flexible financing terms – so your greatest aspirations are within reach. What’s more, because we are extremely well capitalized, we have the ability to grow with you and your business.


An experienced local lender on your team.


Working as a reliable, accountable part of your operation, with genuine respect for your industry knowledge, our lenders have the expertise and experience to help you maximize your opportunities. Looking to purchase equipment? Fund an ESOP? Buy, build or expand facilities? Enter a new market? Manage cash flow? We’ve got you covered.

Commercial & Industrial Lending

Allen Miles Allen Miles Executive Vice President and Senior Lender (413) 572-4222 1500 Main Street Springfield, MA Learn more
Jamie Garcia Jamie Garcia Senior Vice President, Commercial Loan Officer & Team Leader (413) 598-3104 977 Farmington Ave. West Hartford, CT Learn more
Christine Koster Christine Koster Vice President, Commercial Loan Officer (860) 994-6419 977 Farmington Ave. West Hartford, CT
Craig Lacey Craig Lacey Commercial Loan Officer (413) 598-3102 977 Farmington Ave. West Hartford, CT Learn more

Small Business Lending

Small Business Lending

Loan Relationship < $500K

Small businesses are a big deal to us.
In fact, we love them.

Meet the Team

Commercial & Industrial

Commercial & Industrial

Loan Relationship > $500K

Your vision. Our insight.
It's the perfect partnership.

Meet the Team

Commercial Real Estate

Commercial Real Estate

Owner & Non-Owner Occupied

In real estate, location is everything.
The same goes for community banking.

Meet the Team

Business Lending Solutions

Term Loans

Term Loans

Need to purchase new or used equipment, finance an expansion, or get an infusion of working capital? A fixed-rate term loan is a great way to give your business a boost.

  • Fixed Monthly Payment Ideal for Budgeting
  • Variety of Loan Terms Available
  • Competitive Rates

Loans < $500K | Contact the Small Business Team
Loans > $500K | Contact the Commercial Lending Team

Commercial Lines of Credit

Commercial Lines of Credit

Having a line of credit you can access as needed is critical for any size business. Use it to help support your ongoing business initiatives and as an emergency source of funds.

  • Help Manage Cash Flow
  • Support Accounts Receivable and Inventory
  • Access as Needed

Lines < $500K | Contact the Small Business Team
Lines > $500K | Contact the Commercial Lending Team

Commercial Real Estate Loans

Commercial Real Estate Loans

Need to refinance your commercial mortgage from another financial institution? A Commercial Real Estate Loan is the perfect solution.

  • Locally-Made Loan Decisions
  • Loans Serviced Locally

Owner-Occupied Properties | Contact the Commercial Lending Team
Non Owner-Occupied Properties | Contact the Commercial Real Estate Team


Letters of Credit

Letters of Credit

A letter of credit is a valuable business tool in that it provides potential creditors or business partners with a snapshot of your business's creditworthiness and financial viability.

  • Guarantees Company Performance
  • Supports Bonding
  • Guarantees Payment on Purchase of Goods

Letters of Credit < $500K | Contact the Small Business Team
Letters of Credit > $500K | Contact the Commercial Lending Team

SBA Loans

At Westfield Bank, we're big on small businesses. That's why we're proud to be a preferred SBA Lender. In fact, we are consistently one of the top SBA Lender in the communities we serve.

  • 7A Loans
  • Express Loans
  • 504 Loans
  • Express Line of Credit

Loans < $500K | Contact the Small Business Team
Loans > $500K | Contact the Commercial Lending Team

Want to maximize your business cash with a great rate, plus flexibility?